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Common Financial Myths to Avoid

Money worries are common. However, financial myths abound that can cause you to make mistakes with your financial future. By learning the facts, you avoid using myths as your guideposts. This allows...

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Smart Student Loan Options

With the cost of education rising, student loans tend to be the only option for many students. However a large amount of student loan debt can be debilitating post graduation. Choosing the right...

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Are Subprime Home Loans Back?

Recently, Wells Fargo Bank announced that it’s going to start allowing subprime loans again. Since Wells Fargo is the largest mortgage lender in the US, analysts concur that the move may help...

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Should You Refinance Your Student Loan?

With refinancing becoming as common as taking out a loan, lenders are constantly sending out unsolicited refinancing offers that cover everything from mortgages to car loans. Thanks to lower interest...

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Top 5 Personal Finance Books

This list of the top 5 personal finance books offers a wide ranging viewpoint, where they discuss many aspects to life, but always with a money focus. The books provide advice about investing, saving,...

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Best Debt Consolidation and Settlement Services

Many people who are in debt often don’t realize that there are services that are designed to help them get out of debt. Not all of these services are legitimate, and some would try to take advantage of...

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Parents: How to Talk Money with Your College Student

It’s that time of year, parents and students alike are prepping for college departures. It’s an exciting but stressful time filled with school orientations, class schedules, and dorm prep. There are...

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4 Best Online Loan Sites

Do you need a loan but don’t want to go to a bank to get it? Banks can have a lot of hoops to jump through to get a loan, so online sites can be an easier options when it comes to getting a loan. Many...

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More Retirees Are Dealing with Student Loan Debt

It turns out that recent graduates are not the only ones being hammered by large amounts of student loan debt. More seniors than ever before are heading into retirement still paying off their student...

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The Benefits of Online Loans

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to the bank to beg for money. The Internet has made...

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5 Best Payday Loan Sites

While payday loans can be extremely expensive, they can also be helpful when you need money in a hurry. Just know that not all payday loan sites are created equally. You need to do your homework before...

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4 Myths About Interest Rates We Shouldn’t Believe

For many people looking for a loan, interest rates are at the forefront of their minds. Unfortunately, not everyone has all the correct information necessary to make an educated decision on a loan....

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3 Mistakes People Make When Taking Out Loans

Most adults will have to take out a loan to go to college, buy a house or purchase a car. Most times these loans go off without a hitch, but in some cases, things go wrong. Here are the three biggest...

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3 Mistakes People Make When Refinancing

For most people, their mortgage is their biggest investment. This is the main reason why it’s so important to do things right when it comes to refinancing your mortgage. A few small mistakes can lead...

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LendUp vs. Rise: Which Loan Service Is Better?

When it comes to payday loans, most people think these services are just out to scam you, which in many cases they are. The good news is there are a couple new payday loan services popping up that are...

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3 Times Payday Loans Make Sense

Although payday loans are a type of credit that most borrowers should avoid, there are some cases in which this type of loan is actually less costly than other alternatives. Below are a few...

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Leasing Vs. Buying: Which is Financially Smarter

Deciding what kind of car you want is a tough question, but deciding whether you should lease or purchase a car can really leave you scratching your head. Since there are pros and cons for both, the...

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3 Misconceptions About Student Loans

Obtaining a college education is a wise financial choice that can pay serious dividends throughout your lifetime. However, student loans can represent a financial burden that many have difficulty...

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Buying a Used Car Like a Money Saving Expert

Your car is more than just a mode of transportation; it’s also an investment. By thinking of buying a car in this light and then adjusting the way you shop, you can find a used car like a money-saving...

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3 Ways to Save on Your Student Loans

Student loans help us achieve our educational and career goals, but repaying them can be challenging to integrate into everyday finances. Once your studies are finished and your grace period is over,...

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